Category Finacial

Why Was my Credit Card Declined

Today we’ll talk about why cards get declined and what to do if it happens to you. First of all, anyone can have their credit card decline for any number of reasons. So there’s no need to be embarrassed or…

Credit unions: Everything you need to know

Credit unions are sometimes referred to as the other financial institution, because they are not a bank, insurance company, brokerage firm or mortgage company. Yet they often provide many of the same services. At present, 5,500 credit unions serve over…

Bank vs Credit Union. What’s The Difference?

A big decision when finding a place to store your money is choosing either a credit union, or a bank. Today we’re going to be walking through these similarities and differences of these two financial institutions. At first glance, the…

Are credit unions better than big banks?

Ever notice how TV commercials for big banks go really hard on the Schmaltz. Loving family is, cute babies, sweet old retired people, micro pigs on leashes. It’s almost as if they’re trying to distract us from something. You mean…

How to Use Credit Cards Wisely

It feels like every time you open the mailbox is a shining envelope offering thousands of 3 miles zero interest or bonus cash back just for opening a new credit card. But are any of those rewards actually worth it?…

Investing In Stocks For Beginners

When you think of investing the first thing that comes into mind is this complicated world of the stock market with so many charts and number. It’s easy to get confused. So let’s break it down and try to make…

How does the stock market work

In the 1600s, the Dutch East India Company employed hundreds of ships to trade gold, porcelain, spices and silks around the globe. But running this massive operation wasn’t cheap. In order to fund their expensive voyages, the company turned to…

Investing Basics: Mutual Funds

A mutual fund is a collective investment that post together the money of a large number of investors to purchase a variety of security like stocks robots. When you purchase a shared mutual fund you have a small steak of…